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Insurance Bad Faith

The Abelson Law Firm represents individuals and businesses whose insurance claims have been wrongfully denied. We handle cases throughout the greater Washington, D.C., Maryland, Massachusetts and Pennsylvania areas. Bad Faith insurance claims may affect people, e.g. homeowners coverage, auto insurance, disability insurance, life insurance insurance, auto insurance, medical insurance, and businesses, e.g. product liability insurance, workers compensation and business liability coverage.

If your insurance claim was wrongfully denied, you should seek legal representation right away to ensure that your rights are being pursued. If you have been injured and you have an existing insurance liability policy, you have every right to expect full coverage.

In some cases an insurance company unreasonably delays the payment of benefits, fails to provide coverage or fails to settle the case within the limits of the insurance policy. Every insurance company owes a duty to its insured to deal fairly and in good faith. To act otherwise is to act in “bad faith.”

The term “bad faith” comes from the “covenant of good faith and fair dealing” that is implied by law in every insurance contract. How do you know when your insurance company has acted in "bad faith?" Here are some examples:

• Your insurance company refuses to pay your claim even though it is due under your policy.
• Your insurance company offers you a payment that is less than what is dictated by your policy.
  
• Your insurance company delays your payment for an unjustifiable length of time.
• Your insurance company fails to reasonably settle a case brought against you within your policy limits, thus exposing you to an excess verdict.

Our attorneys at The Abelson Law Firm handle insurance bad faith cases in Washington, D.C., Baltimore, Pittsburgh, Boston and Philadelphia. In some cases we may be able to recover the full amount of the claim plus additional damages, where allowed by law.